Spot XRP ETFs recorded their strongest inflows since January this week as institutional demand and on-chain accumulation trends strengthened simultaneously across the XRP ecosystem. According to market data, XRP currently has a market capitalization of over $90 billion, making it one of the largest crypto assets globally. The token has also maintained daily trading volumes above $2 billion, reflecting sustained investor participation across spot and derivatives markets.
The latest inflow spike comes as XRP approaches a critical resistance zone, while whale wallet data shows large holders continuing to accumulate despite broader market volatility. Analysts believe the combination of rising ETF demand, growing wallet activity, and strong trading volumes could play a major role in XRP’s next market phase.
Institutional Demand Returns to XRP ETFs
Recent ETF market reports show the U.S.-listed spot XRP ETFs attracted nearly $25.8 million in net inflows, marking their largest single-day inflow performance since January 5. The renewed buying activity signals growing institutional appetite for XRP-linked investment products after several quieter months for the ETF sector.
Market observers believe increasing regulatory clarity around Ripple-related products and broader altcoin ETF adoption are helping drive institutional capital back into XRP-focused funds.
XRP Price Tests Major Resistance Levels
Alongside rising ETF inflows, XRP price momentum has reacted positively. Analysts identified the $1.40-$1.50 range as a key resistance zone that traders are closely monitoring. A breakout above this level could trigger additional upside momentum if institutional demand continues to increase.
Latest data show XRP trading near $1.46 while maintaining a fully diluted valuation above $146 billion. XRP’s 24-hour trading volume also crossed $2.4 billion, underlining the growing market activity surrounding the Ripple-backed token.
The report further noted that ETF-driven buying pressure may provide stronger long-term price support than previous rallies, which were largely fuelled by retail speculation.
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Whale Wallets Hit an All-Time High
On-chain data revealed that the XRP Ledger has now reached an all-time high of 332,230 wallets holding at least 10,000 XRP. According to Santiment, the number of large XRP wallets has continued rising consistently since June 2024, despite periods of uncertainty and volatility across the broader crypto market. Analysts consider this trend an important long-term indicator because it suggests larger holders are continuing to accumulate XRP despite market pullbacks.
Historically, increasing numbers of mid-to-large wallets have been associated with growing investor conviction and long-term positioning rather than short-term speculative trading behaviors.
Santiment also noted that XRP spent much of 2026 trading below previous cycle highs, making the continued accumulation trend particularly notable. The analytics platform additionally highlighted a temporary decline of more than 4,500 XRP wallets holding over 10,000 XRP between February 6 and February 8. While no XRP-specific event was directly tied to the drop, analysts believe the decline was likely connected to the broader crypto market crash and liquidation event on February 5.
Since then, wallet growth has fully recovered and surpassed previous highs, reinforcing bullish sentiment for XRP’s long-term outlook.
XRP ETF Growth Could Influence the Next Market Cycle
The latest ETF inflow data and on-chain wallet growth suggest that institutional and whale interest in XRP is continuing to strengthen simultaneously. Market participants believe XRP is increasingly emerging as one of the strongest-performing altcoin ETF categories alongside Bitcoin and Ethereum investment products. Analysts also expect continued institutional inflows to improve liquidity and price stability for XRP over the longer term.
Although volatility remains elevated across crypto markets, rising ETF demand and record growth in whale wallet addresses indicate that investor confidence in XRP may be entering a new expansion phase.
