Beware of CoinDCX impersonators. We never ask for money or personal info. Trust only verified channels. Report fraud at [email protected]. Read More
Trading with a near limitless orderbook
Trade crypto futures with INR Margin
Trade crypto options in INR
Trade US stock futures from India
Trade with 6x leverage across 400+ Markets
Passive crypto earnings simplified
Discover real-time prices and key updates of the crypto market
Powerful crypto API for INR markets
Exclusive experience for our select few
Solutions tailored for HNI customers
Desk Personalized services for large trades
Trusted crypto platform for enterprises
Opening doors to new crypto listings
VC fund to support web3 & blockchain startups
Bring your network on CoinDCX & earn special bonuses
Invite your clients to trade on CoinDCX and earn a share of their trading fees
Welcome to the world of Changemakers
Inside our workplace culture
How we work and grow
Build your future with us
Simple Steps to Buy XRP with CoinDCX
XRP is one of the best-known crypto assets, built for fast, low-cost payments across borders. You can buy XRP in India in INR on CoinDCX and trade in a market that stays open 24/7. This guide explains how to buy XRP, fund your account, and hold it safely.
Check how much XRP you can buy with your amount in INR
You get 0.000025 BTC for ₹ 100
LIVE •
XRP is the native asset of the XRP Ledger, which launched in 2012, while the company now known as Ripple was co-founded the same year. The ledger uses a federated consensus method, where independent validators agree on transactions, so it does not rely on mining or staking.
XRP is designed for fast, low-cost payments and can act as a bridge asset for moving value across different currencies, which makes it popular for cross-border transfers. Its key differentiator is a fixed supply of 100 billion tokens created at launch, together with settlement times of just a few seconds.
It helps to separate two names: Ripple is the company that supports the wider ecosystem, while XRP is the digital asset you actually buy.
Three key factors can help you decide where to buy XRP in India:
FIU-IND registration, ISO/IEC certification, and offline cold storage help keep customer assets secure.
Trade XRP anytime, with UPI and IMPS deposits typically credited within minutes.

CoinDCX provides tools and guides that help first-time investors get started with XRP.
Before making any purchase, it’s essential to know a few key aspects to ensure a smooth and informed experience:

XRP's price can move up and down sharply and currently trades below its all-time high, so it helps to invest an amount you are comfortable holding through market cycles.

Ripple holds a large share of XRP in a monthly time-release escrow. These scheduled releases can add to the circulating supply over time, which is worth factoring into your view.

XRP has often moved on regulatory news. A multi-year United States case concluded in 2025, but rules can still change, so read the latest updates before you invest in XRP.
Follow these 4 simple steps to start investing in XRP in India:
Create your account and complete KYC.
Transfer INR via UPI, IMPS, NEFT or RTGS.
Open the XRP market and check the live price.
Enter the INR amount and confirm your order.
Adding funds through IMPS is quick and easy! Just follow these steps to complete your transfer:
Yes. XRP is treated as a Virtual Digital Asset under the Income-tax Act, so buying, holding, and selling are allowed, though it is not legal tender. India regulates crypto as a taxable, speculative asset, and platforms serving Indian users must be registered with FIU-IND under anti-money-laundering rules.
To buy XRP for the first time, sign up on CoinDCX, complete KYC with your PAN and Aadhaar, deposit INR through UPI or IMPS, then open the XRP market and confirm your order. Most first-time buyers complete all four steps on the same day.
Add INR to your CoinDCX account by choosing UPI as the payment method, entering the amount, and approving the request in your UPI app. Once the balance reflects, open the XRP market, enter your INR amount, and confirm. UPI deposits are usually credited within minutes.
Most exchanges require ₹100 as the minimum amount to buy XRP in India. You do not need to buy a whole XRP. XRP supports fractional investing, so a small INR order buys a fraction of a token.
Yes. Because XRP is divisible, you can start with as little as ₹100 rather than buying a whole token. Open the app, search for XRP, tap Buy, enter the rupee amount, and confirm. The order fills at the live rate shown on screen.
XRP trades directly against the rupee on FIU-IND registered Indian exchanges, so no stablecoin conversion is needed. Judge any venue on three points: FIU-IND registration under the PMLA, a direct INR pair, and published custody practices such as cold storage and Proof of Reserves.
Buying and holding XRP is not taxed. Selling or swapping your tokens triggers a flat 30% tax plus 4% cess on profits, resulting in an effective tax rate of 31.2% under the Income-tax Act, 2025. Additionally, a 1% TDS is deducted from the total trade value upon transfer under Section 393(1) of the Act. Crypto losses cannot be set off against other income. Report gains in Schedule VDA and confirm your position with a chartered accountant.
XRP is a top-ranked crypto asset with a real payments use case, a fixed supply, and fast settlement. Against that, it is volatile, a large share of supply sits in escrow, and its price has often reacted to regulatory news. Weigh both sides against your own goals and risk tolerance, and treat any decision as your own.
Ripple is a company that builds payment products and supports the wider ecosystem. XRP is the digital asset that runs on the XRP Ledger, an open network that Ripple does not control. When people say they want to buy Ripple, they usually mean buying XRP, which is the tradable token.
Not in the traditional sense. The XRP Ledger uses a federated consensus method rather than proof of stake, so there is no native staking that pays rewards. Some platforms offer separate lending or yield products for XRP, but those are different from staking and carry their own risks, so review the terms carefully.
CoinDCX is considered one of the leading platforms to buy XRP in India, with FIU-IND registration under the PMLA, ISO/IEC certification, direct INR funding via UPI, IMPS, NEFT and RTGS, and published Proof of Reserves. Judge any platform on the same points rather than on branding.
Enable app-based two-factor authentication rather than SMS, and use a password you have not reused elsewhere. Never share an OTP, seed phrase, or remote access to your screen. No genuine support agent will ask for them. If you withdraw to a personal wallet, check the address carefully and send a small test amount first, because on-chain transfers cannot be reversed.
Invest in Ripple and explore 500+ cryptos effortlessly. Start trading today!
Scan the QR using your mobile camera to
get the correct download link